Resources for buyers
Things to Consider Before Buying a Home
- Buying a home – You need someone who knows this area inside and out. I can work with you to find the right home at the right price for you. I know the neighborhood amenities in different areas of Billings and the surrounding communities that will make your home buying process as carefree as possible. We will view homes especially tailored to your needs and wants – not to mention the essential criteria you have for your “Dream Home”. Most of my buyers still love their homes and have not moved since they acquired their home. That speaks for itself! Your credit is crucial when applying for a loan; the better your score, the lower your interest rates will be. Be sure to check all three major credit reporting companies: Experian, Equifax, and TransUnion as the information in each report may vary slightly. Make sure you make copies of your credit report as well, and check your score well in advance of applying for loans.
- Check Your Credit – Your credit is crucial when applying for a loan; the better your score, the lower your interest rates will be. Be sure to check all three major credit reporting companies: Experian, Equifax, and TransUnion as the information in each report may vary slightly. Make sure you make copies of your credit report as well, and check your score well in advance of applying for loans.
- Find a Lender – Most people need to take out a loan when buying a home, and you’ll want to be prepared to make an offer when you find that perfect home. It’s important to be sure that you’re approved for a loan before you start looking at homes so you don’t miss out on any opportunities. If you need help finding a lender, we can recommend trusted lenders near you.
- Price Range – Calculate what’s realistic for you before considering different areas to live in to be sure things stay within your budget. Once you know your range, we can help you find the best home for your money.
- Research – Finding the right home can be time-consuming, but it’s important to consider everything before you decide. What’s the commute like to work? If you have kids, what are the schools like in the area? How many bedrooms and bathrooms will you need? Do you prefer a newer or older-styled home? We will listen to your wants and needs and apply them when searching for a home. Once we find a great home its time to make an offer.
- When Your Offer is Accepted – After your offer is accepted, you’ll have the opportunity to have the property professionally inspected. We are here to assist you with any questions you may have during the process.
- Moving Time! – Now that you’ve found your perfect home it’s time to make moving arrangements. If you plan on utilizing a professional moving company, we can recommend reputable, local movers. Don’t forget to fill out your change of address forms and inform the utility companies of your move!
